Mortgage Tips15 min read
Calgary Mortgage Rates Guide 2026: How to Get the Best Rate
Compare Calgary mortgage rates for 2026. Fixed vs variable, stress test rules, and how mortgage broker Jay Singh finds the best rates across 60+ lenders.
Jay Singh·
Blog Category
Mortgage Tips
General mortgage tips and market insights from Calgary mortgage broker Jay Singh.
7 Articles
Mortgage Tips
All posts in the Mortgage Tips category
Mortgage Tips11 min read
Calgary Housing Market Forecast 2026: What Buyers Need to Know
Calgary housing market outlook for 2026: price trends, interest rate predictions, supply and demand, and what it means for home buyers and investors.
Jay Singh·
Mortgage Tips10 min read
Bank vs Mortgage Broker in Calgary: Which Gets You the Best Deal?
Should you go to your bank or use a mortgage broker in Calgary? Compare rates, service, lender access, and find out why 60+ lenders beats one bank.
Jay Singh·
Mortgage Tips10 min read
Credit Score Requirements for a Mortgage in Calgary
What credit score do you need for a mortgage in Calgary? Learn minimum scores by lender type, how to improve yours, and options for bruised credit.
Jay Singh·
Mortgage Tips8 min read
How Much House Can I Afford in Calgary?
Learn how to calculate your maximum mortgage in Calgary using GDS/TDS ratios, the stress test, and real-world budgeting strategies.
Jay Singh·
Mortgage Tips7 min read
The Mortgage Stress Test Explained: What Calgary Buyers Need to Know
Understand Canada's mortgage stress test — how it works, who it affects, and strategies to qualify for more home in Calgary.
Jay Singh·
Mortgage Tips8 min read
Fixed vs Variable Mortgage Rates in Canada: Which Is Right for You?
An honest comparison of fixed and variable mortgage rates in Canada — the real pros, cons, and when each makes sense for Calgary homeowners.
Jay Singh·
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