Strategic Services

Mortgage Solutions

Name: Jay Mortgages
Address: 3730 108 Ave NE Unit 1245, Calgary, AB, T3N 1V9, CA
Telephone: +14034091126
Price range: Free Consultation
Rating: 5.0

Every service backed by 60+ lenders and a commitment to radical transparency.

Full Service Menu

Strategic Mortgage Advisory

Each service is tailored to your unique situation with full transparency on every option.

Strategic Deal Rescue

Your Plan B When Others Say No

Specializing in saving tough files that other brokers or banks have declined. With access to 60+ lenders and niche approval strategies, Jay finds creative solutions where others see dead ends.

Free Consultation

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First-Time Home Buyers

Your First Home, Done Right

Navigating your first mortgage can be overwhelming. Jay breaks down every step in plain language — from pre-approval to closing — so you know exactly what to expect with zero surprises.

Free Consultation

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Renewals & Refinancing

Never Blindly Sign a Renewal

Most Canadians blindly sign their bank renewal letter. Jay provides a full penalty analysis, rate comparison across 60+ lenders, and a clear recommendation — even if it means staying with your current bank.

Free Consultation

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Self-Employed Mortgages

Your Income Is Real. Let's Prove It.

Traditional banks often struggle with non-traditional income. Jay leverages stated income programs, alternative documentation, and niche lenders to get business owners approved without the runaround.

Free Consultation

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Investment Property Financing

Build Your Portfolio Strategically

Whether it is your first rental or your tenth, Jay structures investment property financing to maximize cash flow, minimize risk, and keep your portfolio growing with the right leverage strategy.

Free Consultation

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The Difference

Why Work With Jay

Three things that set Jay Mortgages apart from every other broker in Calgary.

60+ Lender Network

Access beyond the Big 5 banks. Credit unions, monoline lenders, and alternative options that most brokers never consider.

Radical Transparency

Full cost breakdown on every option. Every fee explained. Every penalty calculated. Even when the best advice is to wait.

The Plan B Specialist

When other brokers say no, Jay finds a way. Creative structuring and niche programs that turn declined files into approvals.