Free Calculators
Mortgage Tools
Run the numbers yourself — then call Jay for the strategy behind them.
Calculator Suite
Know Your Numbers
Canadian mortgage math with semi-annual compounding, stress test rates, and real costs.
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Mortgage Payment Calculator
Calculate your monthly mortgage payment with Canadian semi-annual compounding, stress test rates, and CMHC insurance.
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Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment using GDS/TDS ratios.
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CMHC Insurance Calculator
Calculate your mortgage default insurance premium and see how different down payment amounts affect your total cost.
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Calculators give you estimates. Jay gives you strategy. Book a free consultation to understand your real options.
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