About Jay Singh
The Deal Architect
While other brokers lose deals through silence, Jay wins through transparency. He is the Plan B broker that Realtors call when a deal must be saved.
The Philosophy
Most Brokers Sell Rates. I Sell Clarity.
In an industry full of fine print and hidden fees, Jay Singh takes a radically different approach. Every penalty explained. Every fee broken down. Every option laid out — even when the best advice is to wait or stay put.
With access to over 60 banks, credit unions, and alternative lenders, Jay does not just find you a mortgage — he architects the right strategy for your unique situation.

The Superpower
High-Velocity Communication
Jay's clients never wonder what's happening with their file. Fast responses, regular updates, and zero surprises before closing.
< 24 hrs
Response Time
Your calls and emails answered within hours, not days. Jay treats every deal with the urgency it deserves.
Every Step
Milestone Updates
From pre-approval to closing, you will know exactly where your file stands at every stage of the process.
Zero
Surprises at Closing
Every fee, every condition, every timeline is communicated upfront. No last-minute shocks. That is the clarity promise.
60+
Lender Network
Free
Initial Consultation
<24h
Response Time
35+
Calgary Areas Served
Core Values
What Drives Every Decision
The principles behind every consultation, every recommendation, and every deal.
Radical Transparency
Every fee explained. Every penalty calculated. Every option presented honestly — even when the right advice is to do nothing.
Strategic Expertise
With 60+ lenders and deep knowledge of niche programs, Jay finds creative solutions where others see dead ends.
High-Velocity Communication
Fast responses, regular updates, and zero surprises. Your calls answered, your questions addressed, your deal prioritized.
Ready for Clarity?
Book a free strategy call with Jay. No obligation, no pressure — just honest advice about your mortgage options.