Renewals & Refinancing10 min read
Mortgage Refinance for Debt Consolidation in Calgary
Consolidate high-interest debt into your mortgage at 5% instead of 19%. Learn when it makes sense, costs involved, and risks to avoid.
Jay Singh·
Blog Category
Renewals & Refinancing
Smart mortgage renewal and refinance strategies for Calgary homeowners. Compare rates, avoid costly mistakes.
5 Articles
Renewals & Refinancing
All posts in the Renewals & Refinancing category
Renewals & Refinancing9 min read
HELOC vs Refinance: Which Is Right for You?
Need to access home equity? Compare HELOC vs mortgage refinance on rates, flexibility, costs, and when each option makes the most sense.
Jay Singh·
Renewals & Refinancing13 min read
The Ultimate Mortgage Renewal Guide for Alberta Homeowners
Everything you need to know about mortgage renewals in Alberta: penalties, refinancing, equity takeout, and when to switch lenders.
Jay Singh·
Renewals7 min read
5 Costly Mortgage Renewal Mistakes Canadians Make
Most Canadians blindly sign their bank's renewal letter. Here are five mistakes that could cost you thousands — and how to avoid them.
Jay Singh·
Renewals & Refinancing10 min read
Should I Break My Mortgage Early? A Canadian Cost-Benefit Analysis
Breaking your mortgage before maturity triggers penalties. Learn how to calculate IRD vs 3-month interest, and when breaking makes financial sense.
Jay Singh·
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